Life Insurance is one of those things many people try to get around buying someday, but for various reasons just hasn’t done it yet. In most cases, the best buy would be Level Term Life Insurance. It’s fairly easy to get until around age 70, depending on your overall health situation. Once you get into.. read more →
Although most people become eligible for Medicare when they turn 65, medicare eligibility is also triggered for people under age 65 once a person has been receiving disability benefits for 24 months, or has ALD or end-stage renal disease. read more →
In most areas of the nation, Medicare recipients can choose Original Medicare or a Medicare Advantage plan. Original Medicare is provided directly by the federal government, which includes Medicare Parts A and B and can be supplemented with a Medigap plan. Private insurance companies administer Medicare Advantage at a low affordable cost. While it consists.. read more →
Before the Affordable Care Act was implemented, according to U.S. Census data, Texas had the highest uninsured rate in the country. Today, after six years under the ACA, Texas still has one of the highest uninsured rates. read more →
New Health Care Law – Affordable Care Act The new health care law, the Affordable Care Act (ACA) and Health Care Reform are three different names for the same federal law that changes how Americans get health care and how health insurance companies deliver. The Affordable Care Act expands health insurance to include more health.. read more →
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“I have had the pleasure of working with Rich since 2008. He is a one of the top individual health insurance professionals in the Dallas/Ft. Worth area. Due to his experience & knowledge, I even selected him to participate on our Cigna Broker Advisory Council for Texas... If you are looking for a someone to help you navigate the complex world of individual insurance options to find the right solution, you have found the right guy.”— Chas Pierce, Sales Director Central Region, CIGNA